Our Local Experts are ready to help with all of your questions.
Give us a call.
Call us Monday - Friday 8 a.m. – 6 p.m844-655-0355
Explore Blue KC plans for individuals and families before you enroll
You may qualify for a Special Enrollment Period.
Open Enrollment for the Marketplace has ended. You can still get a health plan with a
Special Enrollment Period if you have a qualifying life event.
Find the right plan for you.
Please enter your ZIP code to see available plans.
The ZIP code we have for you is 00000.
Explore plans for that area here. If your ZIP code is not correct, enter your ZIP code below to see available plans.
Looks like the ZIP code you entered 66468 is outside the Blue KC service area.
Find coverage offered by Blue Cross and Blue Shield companies where you live, or enter another Zip code below.
Please enter a valid ZIP code.
Please choose a county.
We have 00000 as your current ZIP code.Browse all plans
How to choose and enroll in the right plan
There’s a lot to consider when deciding which ACA health plan is best for your needs. Here, you’ll get help with choosing a plan and collecting what information you’ll need to enroll.
Consider all the factors
Do you qualify for financial assistance to help pay for your health plan? If so, how much assistance will you receive? Think about your total healthcare costs—not just monthly premiums, but also out-of-pocket costs. That will help you determine which plan’s cost structure works best for you. And consider what additional benefits your ACA health plan offers to provide added value.
Go to our Insurance basics page for in-depth answers on topics including financial assistance eligibility and cost comparisons.
Download the ACA Consumer Guide Download the ACA Consumer Guide
Be prepared before your enroll
Before starting the enrollment process, you should gather personal data, tax and financial information, and information for other members who’ll be on your ACA health plan. Our helpful checklist guide has a comprehensive list of everything you may need to enroll.
Choosing your "metallic level"
When comparing plans on the Marketplace, all ACA plans are categorized as Bronze, Silver, Gold, or Platinum. Generally, categories with higher premiums (Gold and Platinum) pay more of your total healthcare costs, while Bronze and Silver pay less.
Consider how much you use health insurance
This can help you decide which metallic level is best for you. For example, if you don’t expect to use regular medical services or take regular prescriptions, you may want a Bronze plan. These plans can have lower monthly premiums, but have higher deductibles and pay less when you need care. If you expect frequent doctor visits or need regular prescriptions, then you may want a Gold plan. These plans usually have higher premiums but pay more of your costs when you need care.Learn more
New government subsidies can make plans more affordable
70-80% of customers are eligible for subsidies, and new subsidy guidelines are driving lower premiums and out-of-pocket costs for many members, reducing premium costs for families in higher income tiers while also bringing low-income families’ premiums to $0 (or near $0).Learn about savings and subsidies
Enrolling during the Special Enrollment Period
You can enroll in or change your plan because of life changes during the Special Enrollment Period. You may qualify if, during the past 60 days, you’ve gotten married, had a child, moved, lost coverage due to divorce or job change, or if someone on your plan has died. Learn about the Special Enrollment Period and see a list of qualifying events.
Getting health insurance just got easier
Plans with exclusive access to Spira Care centers
Depending on where you live, Blue KC offers ACA plans with access to advanced primary care at eight Spira Care Center locations, along with guidance and expertise from our helpful Care Guides. We offer several Spira Care plan options to fit your individual needs, with access to primary care services at low or no extra cost to you.
Spira Care Availability
Spira Care ACA plan options are available to residents of Johnson and Wyandotte counties in Kansas and Platte, Clay and Jackson counties in Missouri. If you live outside of those counties, Blue KC offers other ACA plan options.
Care Guides are there for you
One of the many benefits of a Blue KC plan with exclusive access to Spira Care is the help you receive from our expert Care Guides. They’ll be with you at every step to support you on your health journey. Care Guides can help you with understanding costs, coordinating your care, explaining plan benefits, and so much more. Along with Care Guides, members enjoy access to dedicated, personal care teams for chronic medical condition management, diabetes, nutrition, behavioral health, and more. It’s all part of an integrated, whole health model with you at the center.
Behavioral health services
All of our ACA plans include behavioral health services from Mindful by Blue KC. Mindful is dedicated to reducing the stigma around behavioral health while making care more accessible and affordable. You’ll have access to one of our Mindful Advocates who can help guide you when addressing conditions like depression, anxiety, stress, substance use, and so much more. Click here to learn more about behavioral health.
ACA plans from Blue KC also come with telehealth services so you can get the care you need without ever visiting an office. These video visits make it safe and easy to connect with a doctor from the convenience of your laptop, tablet, or smartphone – no matter where you are. Telehealth is great for treating common medical conditions such as sore throats, allergies, the flu, and much more. Click here to learn more about telehealth services.